BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//Opus Kinetic - ECPv6.15.12.2//NONSGML v1.0//EN
CALSCALE:GREGORIAN
METHOD:PUBLISH
X-WR-CALNAME:Opus Kinetic
X-ORIGINAL-URL:https://www.opuskinetic.com
X-WR-CALDESC:Events for Opus Kinetic
REFRESH-INTERVAL;VALUE=DURATION:PT1H
X-Robots-Tag:noindex
X-PUBLISHED-TTL:PT1H
BEGIN:VTIMEZONE
TZID:Asia/Singapore
BEGIN:STANDARD
TZOFFSETFROM:+0800
TZOFFSETTO:+0800
TZNAME:+08
DTSTART:20210101T000000
END:STANDARD
END:VTIMEZONE
BEGIN:VEVENT
DTSTART;VALUE=DATE:20220221
DTEND;VALUE=DATE:20220223
DTSTAMP:20260407T163936
CREATED:20211209T071144Z
LAST-MODIFIED:20260311T035342Z
UID:10001384-1645401600-1645574399@www.opuskinetic.com
SUMMARY:SME Banking 3.0 - Credit Analysis Skills for the SME Banker
DESCRIPTION:Why Choose this Training Course\nSME Banking 3.0 is focused on helping the bankers involved with SME borrowers. This includes both line bankers at the customer relationship level and credit specialists overseeing lending decisions. As well\, specialists in marketing\, sales\, product development and training who are involved in a bank’s SME service line can better understand. SME Banking 3.0 systematically develops staff skills to evaluate both qualitative and quantitative factors and assess the creditworthiness of a small business borrower which is typically unable to provide much in the way of either formal financial reporting information or tangible collateral security. Lenders must find creative ways to detect debt service capacity all the while screening out unsavoury risks. This SME banking training course is taught by a seasoned industry practitioner in a highly interactive setting that includes exercises\, case studies and group discussions with your peers.  \nWho Should Attend\nSME Banking 3.0 puts Delegates in the role of the lending banker dealing directly with SME borrowers. It is a “transactional” oriented workshop with a primary focus on the origination and recovery of individual SME loans. This SME banking training places particular attention on the idiosyncratic aspect of SME borrowers by understanding their distinctive banking needs\, true financial performance and status (in the face of opaque reporting)\, industry risks and management’s strengths and weaknesses. Emphasis is placed on nurturing an SME banker’s essential skills: commercial common sense\, ‘street smarts’\, ability to grasp the significance of financial numbers and prudent decision-making. While its primary value is for SME bankers on the line function\, staff functions involved with an SME portfolio can also benefit: \n\nSME customer relationship officer\nSME credit officer \nSME selling staff\nBranch & regional managers overseeing SME markets\nCredit portfolio supervisors\nHead office product development specialists\nInternal auditors (SME portfolios)\nCredit risk management experts\nSME strategic advisers\nTrainers interested in delivering SME courses\n\nKey Learning Objectives\n\nAPPRECIATE how business reality is reflected and not reflected in financial reports\nIDENTIFY a business’s KSF – key survival factors – that SMEs must be focused on\nCONSTRUCT sources of financial information using proxy information\nASSESS the skills and capabilities of small business managers/owners\nINTERPRET the real meaning of financial statement figures\nFORECAST debt service capacity to gauge how much debt a business can prudently carry\nFIND alternatives to collateral security that is less available from small business borrowers\nINTEGRATE financial and non-financial risk factors\nTAKE CONTROL of your lending destiny by “hands-on” monitoring and control measures\nBUILD SME portfolio volumes through consultative selling\nCRAFT a credible case for lending money to a business enterprise\n\nEnquiry Form\n\n\n                 \n \n                        SalutationMr.Ms.Miss.Mrs.Mdm.Dr.Prof.Capt.-Name*\n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                                                    \n                                                    Last\n                                                \n                            \n                        Phone*Email*\n                            \n                        Company*Current Location*    \n                    \n                        \n                                        AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBonaire\, Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos IslandsColombiaComorosCongoCongo\, Democratic Republic of theCook IslandsCosta RicaCroatiaCubaCuraçaoCyprusCzechiaCôte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island and McDonald IslandsHoly SeeHondurasHong KongHungaryIcelandIndiaIndonesiaIranIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea\, Democratic People's Republic ofKorea\, Republic ofKuwaitKyrgyzstanLao People's Democratic RepublicLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestine\, State ofPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto RicoQatarRomaniaRussian FederationRwandaRéunionSaint BarthélemySaint Helena\, Ascension and Tristan da CunhaSaint Kitts and NevisSaint LuciaSaint MartinSaint Pierre and MiquelonSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia and the South Sandwich IslandsSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan MayenSwedenSwitzerlandSyria Arab RepublicTaiwanTajikistanTanzania\, the United Republic ofThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkmenistanTurks and Caicos IslandsTuvaluTürkiyeUS Minor Outlying IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVenezuelaViet NamVirgin Islands\, BritishVirgin Islands\, U.S.Wallis and FutunaWestern SaharaYemenZambiaZimbabweÅland Islands\n                                        Country\n                                    \n                    \n                How many people are you looking at?1 - 2 Standard Rates3 - 5 Group Discount>10 In-House Training\, Huge Savings!Undecided\, need more informationThis is just an approximate number. You can finalise it when you send in the registration form.\n								\n								Send me brochure\n							Comments:CAPTCHA
URL:https://www.opuskinetic.com/training/sme-banking-3-0-credit-analysis-skills-for-the-sme-banker-8/2022-02-21/
LOCATION:Kuala Lumpur\, Federal Territory of Kuala Lumpur\, Kuala Lumpur\, Malaysia
CATEGORIES:Banking and Finance
ATTACH;FMTTYPE=image/png:https://www.opuskinetic.com/wp-content/uploads/2021/12/sme-banking-f1.png
ORGANIZER;CN="Opus Kinetic Pte Ltd":MAILTO:info@opuskinetic.com
GEO:3.1384965;101.7099933
END:VEVENT
END:VCALENDAR