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X-WR-CALDESC:Events for Opus Kinetic
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DTSTART;VALUE=DATE:20260826
DTEND;VALUE=DATE:20260828
DTSTAMP:20261110T010339
CREATED:20211209T071144Z
LAST-MODIFIED:20260311T035342Z
UID:10002432-1787734800-1787850000@www.opuskinetic.com
SUMMARY:SME Banking 3.0 - Credit Analysis Skills for the SME Banker
DESCRIPTION:Why Choose this Training Course\nSME Banking 3.0 is focused on helping the bankers involved with SME borrowers. This includes both line bankers at the customer relationship level and credit specialists overseeing lending decisions. As well\, specialists in marketing\, sales\, product development and training who are involved in a bank’s SME service line can better understand. SME Banking 3.0 systematically develops staff skills to evaluate both qualitative and quantitative factors and assess the creditworthiness of a small business borrower which is typically unable to provide much in the way of either formal financial reporting information or tangible collateral security. Lenders must find creative ways to detect debt service capacity all the while screening out unsavoury risks. This SME banking training course is taught by a seasoned industry practitioner in a highly interactive setting that includes exercises\, case studies and group discussions with your peers.  \nWho Should Attend\nSME Banking 3.0 puts Delegates in the role of the lending banker dealing directly with SME borrowers. It is a “transactional” oriented workshop with a primary focus on the origination and recovery of individual SME loans. This SME banking training places particular attention on the idiosyncratic aspect of SME borrowers by understanding their distinctive banking needs\, true financial performance and status (in the face of opaque reporting)\, industry risks and management’s strengths and weaknesses. Emphasis is placed on nurturing an SME banker’s essential skills: commercial common sense\, ‘street smarts’\, ability to grasp the significance of financial numbers and prudent decision-making. While its primary value is for SME bankers on the line function\, staff functions involved with an SME portfolio can also benefit: \n\nSME customer relationship officer\nSME credit officer \nSME selling staff\nBranch & regional managers overseeing SME markets\nCredit portfolio supervisors\nHead office product development specialists\nInternal auditors (SME portfolios)\nCredit risk management experts\nSME strategic advisers\nTrainers interested in delivering SME courses\n\nKey Learning Objectives\n\nAPPRECIATE how business reality is reflected and not reflected in financial reports\nIDENTIFY a business’s KSF – key survival factors – that SMEs must be focused on\nCONSTRUCT sources of financial information using proxy information\nASSESS the skills and capabilities of small business managers/owners\nINTERPRET the real meaning of financial statement figures\nFORECAST debt service capacity to gauge how much debt a business can prudently carry\nFIND alternatives to collateral security that is less available from small business borrowers\nINTEGRATE financial and non-financial risk factors\nTAKE CONTROL of your lending destiny by “hands-on” monitoring and control measures\nBUILD SME portfolio volumes through consultative selling\nCRAFT a credible case for lending money to a business enterprise\n\nEnquiry Form\n\n\n                \n                        NameThis field is for validation purposes and should be left unchanged.Company(Required)Name(Required)\n                            \n                            \n                                                    \n                                                    First\n                                                \n                            \n                            \n                            \n                        Email(Required)\n                            \n                        Phone(Required)\n			\n				\n					\n						\n						\n							\n							\n						\n						Country\n					\n					\n						\n						\n						Phone Number\n					\n				\n				\n					\n						\n					\n					\n						\n					\n					\n				\n				\n			How many people are you looking at?1 - 2 Standard Rates3 - 5 Group Discount>10 In-House Training\, Huge Savings!Undecided\, need more informationThis is just an approximate number. You can finalise it when you send in the registration form.Comments:I would like to request for brochure with the registration form.CAPTCHA\n         Submit
URL:https://www.opuskinetic.com/training/sme-banking-3-0-credit-analysis-skills-for-the-sme-banker-8/2026-08-26/
LOCATION:Kuala Lumpur\, Federal Territory of Kuala Lumpur\, Kuala Lumpur\, Malaysia
CATEGORIES:Banking and Finance
ATTACH;FMTTYPE=image/png:https://www.opuskinetic.com/wp-content/uploads/2021/12/sme-banking-f1.png
ORGANIZER;CN="Opus Kinetic Pte Ltd":MAILTO:info@opuskinetic.com
GEO:3.1384965;101.7099933
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