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  A joint study conducted by Deloitte and Visa have shown that in the ASEAN (Indonesia, Malaysia, Philippines, Singapore, Thailand) region, Small and Medium Enterprises (SMEs) have limited access to financing. Despite playing a critical economic role in ASEAN, this segment is still relatively untapped for banks and other financial institutions. It was also pointed…

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It was reported by Business Times that four in ten small and medium-sized enterprises (SMEs) in Singapore are unserved by financial institutions. This is due to the lack of credit information on SMEs that raises the cost of credit-risk assessment, causing the difficulty for them to secure loans. Due to insufficient funds and cash flow…

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Small Medium Enterprises (SMEs) have an important role to play in ensuring a healthy economy. In UK, statistics from the Federation of Small Businesses show that small businesses account for 99.3% of all private sector businesses at the start of 2016 and 60% of all private sector employment.   “There is clear evidence that external…

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